How You Get Approved

It's simple:

• Apply

• Get the numbers

• Choose your vehicle

It's when you do it backwards that you feel pressured, lost and confused.

This stems from someone trying to sell you something that's not right for you.

You hear,

"This is exactly what you're looking for! It has x, y, z and blah blah blah."

You then end up driving home a car you never intended to buy. You're unsure if you even like it, and now you have a big-ass loan to pay off.

That wasn't very professional, but it's true and all because "It's exactly what you're looking for."

It's easy to get lost in the process. Dealers often make their offers sound magical to get you to sign today.

Let's follow the same story millions of Canadians have experienced:

You're on your 7th test drive appointment.

You think,

"This is the one! I've looked at many cars, but this one is perfect. It's only $358 a month, for 5 years, at a rate of 5.2%, and it has everything I need."

You meet the salesperson.

You check out the car you like and take it for a test drive.

You love it!

You then decide, "Let's finalize the paperwork. I love it!"

And...BAM.

"It'll be $378.82 a month" (close enough)

"For 84 months" (Sorry, what???)

"The rate is 5.2%, and you can always pay it off sooner if you'd like!" (Okay...)

You follow up with,

"Sorry, what? 84 months? You said 60 over the phone."

"Well, the banks said they'd only do the deal if you got the Warranty, Rust Protection, and GAP Insurance. So, we had to move the numbers around to keep the monthly payment the same...ish."

You're wasting time going back and forth.

It feels like eons have passed as you try to renegotiate the terms.

You want them to honor the original deal made over the phone.

That's it.

WHY is it so hard?

Then you hear the classic line:

"Let me go speak with my manager and see what we can do for you here."

The clock continues ticking and you're fossilizing at this point.

Finally...BAM.

"Hey! I spoke with the manager, and he agreed to remove the Rust Protection and GAP Insurance! That brings your monthly payment down to $311.48 at a rate of 4.9%!"

Wow...

It's odd how those "required" add-ons start disappearing as they realize the deal ain't happening.

But I digress.

You'd still pay $6,000 MORE than what was promised over the phone if you took that deal.

I'm stopping here as there's no point in keeping this story going; it's painful enough already.

You heard a nice deal over the phone where you'd only be paying a total of $21,500.

After the test drive, they get you all excited.

Then, they hit you with a semi-truck of a deal.

They insist you have to take x, y, and z because "The banks said so."

If you accepted, you'd be paying a total of $32,000! That is a whole $10,500 MORE.

Yikes...

Then they "fix" the deal and make it $28,000...

So cool...Anyway.

Let's imagine a nicer story.

You decide to skip the hassle of visiting many dealers to find the right car.

Avoid the pressure from salespeople calling to ask, "When can I expect you for a test drive? I have someone else interested, so you better hurry!"

Drive past the lies of needing x, y AND z to make the deal go through.

Instead, you check our GLORIOUS website (thank you, thank you) and follow these 3 easy steps: